Melbourne · Australia-wide

Finance built for the machines that move your business.

Optilend is a specialist asset finance brokerage. We structure smart funding for machinery, trucks and automotive — backed by a panel of 60+ lenders.

Get pre-approved Explore services

24hr approvals No impact on credit score 60+ lender panel

Let's start simple

Who's this loan for?

Pick one — we'll tailor the rest in seconds.

Funded by our 60+ lender panel

Pepper Money

Liberty

Firstmac

Latitude

Plenti

Wisr

Money3

MoneyPlace

Dynamoney

AFS

Autopay

Branded Financial

Affordable Car Loans

Rapid Loans

Angle Finance

Metro Finance

ScotPac

Resimac

Shift

OnDeck

Prospa

Grenke

Moneytech

Pepper Money

Liberty

Firstmac

Latitude

Plenti

Wisr

Money3

MoneyPlace

Dynamoney

AFS

Autopay

Branded Financial

Affordable Car Loans

Rapid Loans

Angle Finance

Metro Finance

ScotPac

Resimac

Shift

OnDeck

Prospa

Grenke

Moneytech

First responders & defence$500 fuel card with every settled loan — one card per loan for emergency services & ADF members.Claim your offer

60+

Lender panel

24hr

Typical approvals

$2M+

Single deal capacity

100%

Broker independent

Run the numbers

See your repayment in seconds.

Adjust the loan amount, term and indicative rate to model monthly repayments across machinery, truck and automotive finance.

No credit check to get an indicative quote
Compare chattel mortgage, lease and rental
Tailored balloon & residual structuring

Repayment estimator

Indicative only · final rate subject to credit assessment

Loan amount$120,000

$10,000 — $500,000

Term5 years

1 — 7 years

Indicative rate8.95% p.a.

Adjust to match your scenario

Monthly

$2,488

Total interest

$29,285

Total repaid

$149,285

Get a tailored quote

What we finance

Specialist across the assets that matter.

All services

Machinery Finance

Excavators, loaders, CNC, agriculture and industrial plant.

Truck Finance

Prime movers, rigids, trailers and full fleet packages.

Automotive Finance

Car and light commercial finance for utes, vans, passenger vehicles and dealer floorplans.

Construction Finance

Commercial fit-out, scaffolding, cranes and construction plant.

Cashflow Finance

Secured and unsecured business loans, lines of credit and working capital.

Brands we settle

From the cab to the quarry, the driveway — and the build site.

Every major truck, machinery, automotive and construction brand on the road and job site in Australia.

Trucks

Kenworth

Volvo

Scania

Isuzu

Hino

Mack

Mercedes-Benz

Iveco

Fuso

DAF

MAN

Western Star

Kenworth

Volvo

Scania

Isuzu

Hino

Mack

Mercedes-Benz

Iveco

Fuso

DAF

MAN

Western Star

Machinery & plant

Caterpillar

Komatsu

John Deere

Hitachi

Bobcat

JCB

Case

Kubota

Hyundai

Volvo CE

Caterpillar

Komatsu

John Deere

Hitachi

Bobcat

JCB

Case

Kubota

Hyundai

Volvo CE

Automotive

Toyota

Ford

Mazda

Hyundai

Mitsubishi

Nissan

BMW

Audi

Mercedes-Benz

Tesla

Lexus

Ram

Toyota

Ford

Mazda

Hyundai

Mitsubishi

Nissan

BMW

Audi

Mercedes-Benz

Tesla

Lexus

Ram

Construction & access

Liebherr

Manitou

JLG

Genie

Skyjack

Haulotte

Terex

Putzmeister

Schwing

Wacker Neuson

Liebherr

Manitou

JLG

Genie

Skyjack

Haulotte

Terex

Putzmeister

Schwing

Wacker Neuson

Why Optilend

A broker who knows the asset, not just the rate.

We're independent, fast and obsessive about structure. From single-truck owner-operators to multi-asset fleet expansions, we package the deal lenders want to fund.

Tailored structures — chattel mortgage, lease, rental, hire purchase
Low-doc & full-doc solutions for ABN holders
Private sale, dealer sale and refinance
Direct access to credit decision-makers

24-hour approvals

Most deals settled within days, not weeks.

Compliant & ethical

Best-interest duty, every transaction.

Lifetime relationship

We finance your next ten assets too.

Asset expertise

We know plate, build & resale value.

Ready to fund your next asset?

Send the details — we'll come back with indicative terms within one business day.

Start your enquiry